A Banking Analyst plays a pivotal role in analyzing financial data to support decision-making in banking institutions. Key responsibilities include assessing credit risk, conducting financial modeling, evaluating investment opportunities, and preparing reports. Required skills include analytical prowess, proficiency in Excel, and knowledge of financial regulations. Typically situated in corporate offices, they collaborate with risk managers, financial analysts, and compliance officers. Career progression may lead to roles such as Senior Analyst or Portfolio Manager, with opportunities for specialized certifications in finance and risk management.